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[QUOTE]Originally posted by Crack_Dealer: [QB] [QUOTE]Originally posted by Klaus: [qb]I hope Bush can make changes for small business and tort reform to lower costs. I do believe socialized healthcare is not the answer. Competition is what this country is built on - it's as simple as that. Insurance companies need to compete for your business. These huge lawsuits drive up costs and need to be capped. I like my health plan - I get to choose when and if I will go to the doctor. I am rewarded for not going. I get to keep my 125 plan spending account money if I don't spend it. Problem with socialized systems are that people go to the doctor for every little problem. This drives up costs and makes appointments tough to get.[/qb][/QUOTE]Now who doesn't understand Health Insurance? Explain to me how tort reforms are going to lower the cost of health insurance? Lawsuits account for less than 1% of the overall cost of healthcare. Plus, lawsuits are against MALPRACTICE insurance companies. Therefore a doctor's malpractice insurance might go up, but not the premium on a patient's plan. Due to ERISA, a person can not bring suit against a healthcare insurance company. Socialized medicine doesn't work!!! Kerry's plan was not government-controlled. It was group purchasing of the federal employee plan that all federal employees are currently offered. You can imagine buying an insurance plan with 1 million or more enrollees would drive down the price of the policies. It seems that people are worried that there healthcare decisions are going to be made by the government. How do you think it works now. I submit a bill and some numbnuts with zero medical education determines if MY patient who they have never seen, examined, or even looked at my xrays or chartnotes should be authorized for care and if what I did for them was REASONABLE and NECESSARY. How the FUCK would they know!!! So, you're so worried about government controlling your healthcare. What about the profit mongering insurance companies (which can't be sued due to ERISA) deciding all your healthcare decisions for you. Plus, people with socialized medicine don't utilize it more, because they can't. There are long waiting lists for virtually everthing. It is impossible to get in to see the doctor. By the time you get in you usually are not sick any more. The doctor I work with is Canadian, he has related how it all works to me. [/QB][/QUOTE]
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